Tell us about your home
Only the built, roofed area (not the lot). A 1-bedroom apartment is around 45 m², a medium house 80-120 m².
Enter a surface between 35 and 500 m². If your home is smaller or larger, write to us and we quote it for you.
Include quinchos and covered or semi-covered areas (porches, carports): they are already part of this total.
Your location sets the rate for your zone.
Choose a location from the list so we can calculate your rate.
Choose your coverage
Includes furniture, appliances, clothing and everything inside your home.
Enter an amount between $5,000,000 and $300,000,000.
Enter the total value of what you have at home; the rest of the coverage adjusts proportionally.
Your package includes
- Building fire
- Contents fire
- Contents theft
- Appliances (all-risk)
- Glass
- Private liability
- Neighbour protection (adjoining property liability)
We suggest a value based on your home size and the level you chose, but you can adjust it.
Home appliances: what exactly is covered?
It goes well beyond fire and theft: your appliances are covered against all risks inside your home, with no item-by-item declaration and no per-item limit.
What is covered
- •Any accidental damage inside your home (all-risk): knocks, drops, breakage.
- •Power-surge damage (voltage spikes and outages that burn out appliances).
- •No prior declaration and no limit per individual item.
Which appliances are included
TVs, sound systems, gaming consoles, home theaters, projectors, microwaves, dishwashers, fridges, freezers, washing machines, dryers, air conditioners, desktop PCs, notebooks, netbooks, tablets and wine cellars. All household white goods and home computing equipment.
What is NOT covered
- •Damage or theft outside your home: this coverage applies only at the insured address. To take your laptop, tablet or camera everywhere there is the Miscellaneous Objects coverage (declared items, valid in Argentina and neighboring countries).
- •Items for professional use (work equipment).
- •Mobile phones.
- •Jewelry, furs and works of art: they have their own specific coverage.
The insured amount for appliances + theft cannot exceed the household-contents amount. An advisor can help you fine-tune these amounts to what you actually own.
Customize your policy based on what you need to protect.
How would you like to pay?
We could not calculate your quote right now. Please try again in a few minutes or call us.
Great choice!
Leave us your details and an advisor will contact you to finish the process. Your quote is saved.
Address of the property to insure
We need it to issue the policy. Type it and pick it from the list.
Please enter the address of the property.
If no suggestions appear, type the full address (street, number and city).
Please complete the owner name and ID number.
We could not send your request. Please try again or contact us by phone.
Este sitio está protegido por reCAPTCHA y se aplican la Política de Privacidad y los Términos del Servicio de Google.
Done! We received your request
An advisor will contact you shortly to finish your purchase. We also sent you a confirmation email.
Your price shows up here
Fill in your home details and calculate instantly.
What is included
Before you compare this price with another one
A cheaper policy is almost always cheaper for a reason, and that reason shows up on the day of the claim. These are the things worth checking in any policy, ours included.
-
It is 10 instalments, not 12: look at the yearly total
Most of the market publishes a monthly figure and charges it twelve times. Our instalment looks similar to theirs, but it is only charged ten times, so comparing instalment against instalment is meaningless.
With equivalent covers, the yearly total shown above is lower than that of every insurer we surveyed: you pay less for the same insured year.
-
How much the building is actually insured for
The easiest way to lower a premium is to insure the building for half of what it costs to rebuild. You only find out when you have to claim.
We calculate the sum insured per square metre at rebuilding value and show it under "What is included" before you sign.
-
Hail and windstorm with a separate limit
It is the most frequent claim in Argentina and many policies cap it well below the fire limit, in a line nobody reads.
Here windstorm, hail, cyclone and tornado carry the same sum insured as fire.
-
Your belongings covered for a fraction
The structure is well insured and the contents are left at a symbolic value: you get paid for the walls and lose the furniture, clothes and equipment.
You choose the contents sum in the previous step and can raise it whenever you want.
-
Appliances covered only for "power surge"
It sounds covered, but it only responds if the damage came from the electrical supply. Drops, knocks or any other cause are out, and it is often charged separately.
Our cover is all risks inside the home, with no need to declare each appliance.
-
A sum insured that never moves
With inflation, a fixed sum means that after twelve months you are insured for far less than your home is worth.
The sum insured rises 3% every 30 days, automatically and at no extra cost.
In our August 2026 market review against the leading insurers, this policy offers the best cover and, with equivalent covers, the lowest annual cost.
If you find a better proposal with the same covers and sums insured, send it to us: we will review it and improve ours.
Indicative quote subject to company approval. Coverage by Victoria Seguros.
Companies we work with
