Life Insurance for freelancers and the self-employed

Q: How much does life insurance cost?

It depends on the insured capital, your age and the coverage you choose. As a broker we compare several insurers to offer you the best price-coverage ratio. Get a quote and we give you a tailored value in minutes.

Q: Can I deduct life insurance from income tax?

Yes. The risk and savings premiums of life insurance with capitalization can be deducted from your income tax base, up to an annual cap updated each year. Use our calculator to estimate your saving.

Q: What is the difference between life insurance with and without savings?

Pure risk insurance pays capital in case of death or disability. Insurance with capitalization also builds savings you can redeem or use in the future, combining protection and investment in one tool.

Q: Is it useful for freelancers and the self-employed?

Yes, it is one of the best tools for those without employer coverage: you protect your income and access the tax benefit. We design the plan according to your activity.

Q: What is corporate or key-person life insurance?

It is insurance that protects the company against the death of a partner or key person, providing the liquidity to preserve share capital and sustain business continuity.

Q: Why hire through Ayling and not directly with the insurer?

Because we work for you, not for a company. We compare more than 15 insurers, advise you without conflicts and the same team supports you at claim time too. Since 1922.

Being independent does not mean being alone when you need backing the most. By securing capital for the future, you also secure a stronger present: you protect your income and access an exclusive tax benefit, key for those without employer coverage.

Protect your income and your family against any unforeseen event

Deduct the risk and savings premiums from income tax

Savings and investment with protection in a single tool

A flexible plan designed around your activity and saving capacity

Tax advantage

Your life insurance also saves you on income tax

You can deduct the risk and savings premiums of your life insurance with capitalization from your income tax base. Calculate how much you could save per year.

Annual premium of your insurance (ARS)

$

Your estimated income tax rate

Deductible amount

$0

Estimated annual tax saving

$0

Indicative calculation. The deduction cap is updated annually (2026 reference). Consult our advisor about your specific situation.

I want advice

We work with the best companies

As an independent broker we compare the main insurers in the country to find the best protection at the best price. No direct insurer can offer you this.

Why contract through a broker?

Choosing life insurance requires professional advice. A broker like Ayling Insurance guarantees you:

Analysis of multiple options

We compare proposals from different insurers to find the best protection at the best price.

Conflict-free advice

We don't work for any insurer, we work for you. We recommend what you really need.

Support in difficult times

In the event of a claim, we manage the entire claim process so your family quickly receives what they deserve.

Constant updates

We review your policy regularly to adjust it to changes in your life: marriage, children, new projects.

The Ayling Insurance advantage

With over 100 years protecting Argentine families, we understand the importance of choosing the right protection. We advise you with honesty and professionalism so your family is always protected.

Century-old trust

Four generations of Argentine families have trusted us to protect their loved ones.

Absolute clarity

We explain every detail of your policy in clear language. No fine print, no surprises.

Frequently asked questions

How much does life insurance cost?

Can I deduct life insurance from income tax?

What is the difference between life insurance with and without savings?

Is it useful for freelancers and the self-employed?

What is corporate or key-person life insurance?

Why hire through Ayling and not directly with the insurer?

Ready to protect what matters most?

Get your life insurance quote with Ayling or talk to our specialist. We advise you with no commitment.

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